Hosted Payment Page: Secure Cards (Tokens)


This feature enables you to register a Secure Card (token) using the Hosted Payment Page (HPP) method. For more details on Secure Cards, please visit the Gateway Features page.

Use the Request URL and the Request Body Fields to perform a request for this feature, then put in place your Secure Card URL so the Gateway can use the Response Body Fields to send the registration's response.

Secure Card (Token) Registration and Update

Request Body Fields

Filter:

FIELD REQUIRED DESCRIPTION
ACTION Y Values can be: register or update.
TERMINALID Y A TerminalID provided by the merchant service provider.
MERCHANTREF Y Unique reference assigned by the Merchant site/solution to identify the stored card details. The length is limited to 48 characters.
EMAIL N Cardholder e-mail, which is going to be used, if sent, to provide the cardholder with receipt notifications when the transactions are processed. See note ND0003 - E-mail field behavior and settings.
DATETIME Y Date and time of the request. Format: DD-MM-YYYY:HH:MM:SS:SSS.
HASH Y A HASH code formed by part of the request fields. The formation rule is given at the ND001 - Hash Formation, in the next section.
STOREDCREDENTIALUSE N Values can be: UNSCHEDULED, INSTALLMENT or RECURRING. See note ND0004 - Stored Credential use field behavior and settings.



Notes and Details About the Request

ND001 - Hash Formation

The general rule to build the HASH field is given at the Special Fields and Parameters page, under the Hash Parameter section. For this specific feature, you should use the following formats:

TERMINALID:MERCHANTREF:DATETIME:ACTION:SECRET

ND002 - Valid Secure Card Update

To initiate card details updating, the value of the ACTION parameter should be changed to “update”. Also, in case you want to update a Secure Card of MERCHANTREF 1234321, a Secure Card should already exist with this same MERCHANTREF, or the updated won't preoceed.

ND0003 - E-mail field behavior and settings

This field is available for all terminal, but depending on configuration (SC Hosted Page email field setup), it might have one of the following behaviors when the customer gets to the hosted payment page:
Hidden - the gateway accepts the field, if sent, and adds it to the transaction, but does not show it for the customer);
Visible - the gateway accepts the field, if sent, and adds it to the transaction, also shows the field on the hosted payment page, and the user can changed it or not. In this last case, the field can be made optional or mandatory.

ND0004 - Stored Credential use field behavior and settings

This field is currently available to TSYS Saratoga terminals. This field is optional and will have the following behavior: Hidden - the gateway accepts the field, if sent, and adds it to the transaction, but does not sow it for the customer.

Note: STOREDCREDENTIALTXTYPE set as FIRST_TXN by default.

Examples for a Request

  • Scenario: Minimum request, with only mandatory data.
  • Terminal Secret: x4n35c32RT.
<html>
  <body>
    <form action="https://testpayments.nuvei.com/merchant/paymentpage" method="post">
        <input type="hidden" name="ACTION" value="register" />
        <input type="hidden" name="TERMINALID" value="6491002" />
	       <input type="hidden" name="MERCHANTREF" value="1234321" />
	       <input type="hidden" name="DATETIME" value="15-3-2006:10:43:01:673" />
               <input type="hidden" name="STOREDCREDENTIALUSE" value="UNSCHEDULED" />
	       <input type="hidden" name="HASH" value="c3ce23e5e27d2863d116a6f9c8d63f5e" />
	       <input type="submit" value="Register" />
    </form>
  </body>
</html>

REMEMBER to replace the TERMINALID and Terminal Secret with valid values.


Response Body Fields

Assuming valid details were sent, the Hosted Registration or Update page will be displayed, clicking on “Register” or “Update” will save the card details, result GET parameters will be forwarded to the Secure Card URL that is configured on the Terminal Setup page. The response body field will be:

Filter:

FIELD DESCRIPTION
RESPONSECODE A: Approval.
Error Code: Verify the ND002 for more details on possible values.
RESPONSETEXT The text of the response.
MASKEDCARDNUMBER The registered/ updated card number (obfuscated).
MERCHANTREF Original SECURECARDMERCHANTREF provided by the Merchant on request.
CARDREFERENCE Generated card reference.
CARDTYPE Card Type used for the transaction.
For more details on this, visit Special Fields and Parameters - Card Types.
CARDEXPIRY Expiry date of the card.
DATETIME The time of the registration. Format: YYYY-MM-DDTHH:MM:SS.
HASH A HASH code formed by part of the response fields. The formation rule is given at the ND001 - Hash Formation, in the next section.
STOREDCREDENTIALUSE Same as what was provided in the transaction's request. Returned if provided on request.
STOREDCREDENTIALTXTYPE set as FIRST_TXN by default
BRANDTXIDENTIFIER If STOREDCREDENTIALUSE is sent in request and secure card is validated - then returned by acquirer.



Notes and Details on the Response

ND001 - Hash Formation

The general rule to build the HASH field is given at the Special Fields and Parameters page, under the Hash Parameter section.

For this specific feature, you should consider the following formats:

TERMINALID:RESPONSECODE:RESPONSETEXT:MERCHANTREF:CARDREFERENCE:DATETIME:SECRET

ND002 - Response Codes - Errors

Error Code Description
E01 SYSTEM ERROR – TRY AGAIN
E03 OPERATION NOT ALLOWED
E04 INVALID REFERENCE DETAILS
E05 INVALID CARD TYPE
E06 INVALID TERMINALID
E07 METHOD NOT SUPPORTED
E08 INVALID MERCHANTREF
E09 INVALID DATETIME
E10 INVALID CARDNUMBER
E11 INVALID CARDEXPIRY
E12 INVALID CARDHOLDERNAME
E13 INVALID HASH


Filter:

CONSTRAINT DESCRIPTION
C001 If invalid parameter values are sent, an Error Page will appear and the web browser will not be redirected to the Secure Card Receipt Page. This should not happen in a production environment after integration is completed.



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